I don't know where else to turn i ran across this page looking for charity. I feel like i am drowning and things just keep getting worse. I have bad credit and cannot get a loan. I have got involved in the advance payday circle of debt. All my bills are two months and I'm about to be garnished for a furniture bill. I tried to talk to them but i guess theyre tired of dealing with me. bills are: 1081-furniture, 378 -lights,202-telephone, 425-rent, i still owe 600 on my car that is ready to blow-burns oil and leaks transmission fluid, owe cash advance 575. Is there anyone out there who can help me get out of this slump.